รายละเอียดงานIn this role, you will be working closely with all related team (Operations, Credit Networking, Product and Process, Sales, Collection, IT, etc.) to improve and carry out the proper and smooth loan process. You will be responsible to initiate and implement risk strategy to ensure acceptable risk appetite and align with business direction/ company’s goal in order to optimize portfolio risk and profitability. You have to monitor portfolio credit performance, conduct strong portfolio analysis to identify risky segments and come up with solid recommendations then you will be able to maintain and manage underwriting policies efficiently, reflecting very dynamic market opportunity/threat. In addition, you will be responsible for business planning including loan loss reserve recommendation and validation to be in compliance with associated regulation. Apart from that, you would be assigned to prepare required report and support Ad hoc analysis.
Job Description
- Involve in the end-to-end loan process, starting from acquisition, account maintenance and collection as well as portfolio management.
- Involve all aspects of risk management including the initiation of underwriting process and policies, credit approval, portfolio management, and collection process.
- Manage credit portfolios, analyze risks and provide reliable recommendations and decisions that serve the best for the company.
- Work closely with all related teams (Operations, Credit Networking, Product and Process, Sales, IT, etc.) to improve and carry out the proper and smooth loan process. - Prepare routine report and support Ad hoc analysis.