Sapio builds tech/AI-driven distribution models for financial services. Our platform is overlaid on customer databases (DB), and it delivers:
1. efficient targeting, approval and distribution of financial products in the DB
2. seamless financial inclusion for customers in the DB, at fair prices;
3. DLT-based backend architecture that embeds trust, security and privacy in the platform; and
4. substantial and sustainable new profits for the DB owner, and Lenders/Insurers
Sapio’s distinctive capabilities are:
1. Smartphone data capture and engineering; and predictive AI – We use smartphone metadata and predict accurately credit risk and purchase outcomes in insurance and lending
2. FSI Partnerships – Versions of our solution are deployed with several regional and global FSIs; the distribution model includes FSI partners, products set (micro and conventional loans/insurance), predictive AI, tech integration, and products fulfilment and service.
3. Distributed Ledger Technologies that embeds trust, security and privacy in the distribution platform